< Investing & Budgeting — Mint Property Mate
Mint Property Mate logo

Investing & Budgeting

Grow and manage your wealth — explore performance, budgeting and wealth strategies.

Property Performance & Budgeting Personal Wealth

Property Performance & Budgeting

Assess rental performance, model interest rate impacts and measure true returns.

Interest Rates • Mortgage Repayments

Understanding the Impact of Rising Interest Rates on Your Property

Model repayments, buffers, and risk thresholds for landlords.

Calculating the True Break-Even Rent for Your Property

Rental Yield • Property Expenses

Capital Growth • Mortgage Repayments

Property equity growth

Understand how equity builds over time through loan paydown and capital growth.
piggy-bank

Should you add extra cash to your investment mortgage?

Cash Management • Mortgage Repayments

Rental Yield • Calculators

Property net rental yield calculator

Work out what your investment is really making you.

TBD - Building a Property Emergency Fund for Unexpected Costs

Property Expenses • Cash Management

Personal Wealth

Personal budgeting and wealth strategies that work alongside property investing.

Retirement Planning • Calculators

Retirement Savings Calculator

Model retirement drawdown and compare outcomes across spending phases.

Choosing Between cash offsetting your home loan or making an Investment

Cash Management • Mortgage Repayments

How much will extra mortgage repayments save you?

Mortgage Repayments • Debt Repayment

Sell Your Property or Rent It Out?

Property Decisions • Capital Growth

Compare Property ROI vs Other Investments

Property Decisions • Investment Comparisons

Calulate Your Net Worth as a Property Investor

Investment Comparisons • Calculators

Why It Might Not Be Best to Pay Off Your HELP/HECS Debt Early

HELP/HECS Debt • Cash Management

When Will My HELP/HECS Debt Be Fully Repaid?

HELP/HECS Debt • Calculators

Effective Debt-Repayment Strategies for Property Owners

Debt Repayment • Cash Management

TBD

Upcoming guides and tools currently in development.

Capital Growth • Property Expenses

TBD - Renovation ROI Strategies for Investment Properties

Assess rent uplift, value uplift, and avoid overcapitalising.

Building the Right Emergency Fund for Property Owners

Property Expenses • Cash Management

TBD - Planning Annual & Long-Term Maintenance for Rental Properties

Property Expenses

TBD - How much you could make from renting out your grannyflat

Rental Yield • Investment Comparisons

TBD - Maintenance cost estimates

Property Expenses

TBD - Buy a home vs Renting and Investing

Property Decisions • Cash Management

Rental Yield • Property Decisions

TBD How to assess the true performance of your rental

Break down common yield miscalculations, hidden costs, and how to assess true performance.

TBD - How much could having a rental make you?

Rental Yield • Investment Comparisons

TBD - Building Long-Term Wealth with a Single Investment Property

Property Decisions • Investment Comparisons

Want regular insights?

We share timely, relatable and punchy updates, guides and tools to your inbox.

Subscribe View more tools