Calculate Your True Break-Even Rent
Break-even rent is the minimum weekly rent that keeps your rental neutral after finance, operating costs, and expected vacancy.
Why This Number Matters
Gross yield can hide negative cashflow. Break-even rent gives a practical floor for leasing decisions and annual budget planning.
- Set rent targets with real cost data.
- Stress-test vacancy and maintenance assumptions.
- Recalculate after refinancing or rate changes.
Mint Tip: Treat break-even as a floor, not a target.
Break-Even Calculator
Using the Output
If market rent is below break-even, either reduce cost structure, improve the property, or revise hold assumptions. If market rent is above break-even, optimize for lease stability and tenant quality.
Mint Takeaway
- Know your break-even weekly figure.
- Add a 10–20% resilience buffer where possible.
- Review every year.